January's Hot Ticket: 0% Financing Deals on the Coolest EVs!

TL;DR: If you're looking to jump into an EV without breaking the bank on interest, January 2026 is your month! Automakers are offering sweet 0% financing deals on popular models like the Tesla Model Y Standard, Chevy Equinox EV, and Kia EV9.

Meta: Score big with 0% financing on top EVs this January, making clean rides more affordable.

Alright, listen up, because Uncle Eddie's got the inside scoop on how to keep some more of that hard-earned cash in your pocket! While everyone's been goin' wild for lease deals, a whole lot of folks still wanna own their ride, outright. And if that sounds like you, then this month, the EV market is lookin' sweeter than a fresh batch of my mama's peach cobbler!

Even though that $7,500 federal EV tax credit pulled a disappearing act in 2025 – poof! – the deals didn't vanish with it. Manufacturers are out here slashing prices and, better yet, offering that magical phrase: 0% financing! That's right, free money on the loan, baby! We're talkin' about everyone from Chevy to Kia, even Tesla's getting in on the action. So, if high interest rates have been keepin' you from going electric, your excuse just evaporated faster than my last soda on a hot day.

The Lineup: Who's Deal-in' Out the Zero?

Let's get down to brass tacks. First up, the Chevrolet Equinox EV. This thing's already one of the most affordable electric crossovers out there, and for leftover 2025 models, you can snag 0% financing for up to 60 months. That's a deal, even if it don't come with CarPlay. And for those who need to haul, the Chevrolet Silverado EV is also offering 0% for 60 months on its 2025 models. Tow your boat, your horse, or your mother-in-law's opinions – this truck can handle it.

Then you got the Dodge Charger EV. Now, this retro-tastic muscle car is gettin' some crazy discounts, and now, 0% interest for up to 72 months! They really want you to give this electric pony a chance. Ford's got the Mustang Mach-E with 0% for 74 months plus $2,000 bonus cash for folks in ZEV states. Even the Kia EV9, that fantastic three-row SUV, is offering 0% for 60 months plus $3,000 in bonus cash. That's how you move big metal, my friends!

Tesla and VW Join the Party

Even the big dogs are in the game. The Subaru Solterra EV, that lightning-fast crossover that beats its gas-powered siblings to 60 mph, is offering 0% for up to 72 months. And yes, you heard right, the Tesla Model Y Standard, the new 'affordable' kid on the block, is rocking 0% financing for up to 72 months through January 31st. Might not be a runaway hit yet, but 0% makes it mighty interesting.

Last but not least, the reliable Volkswagen ID.4 is also offering 0% for up to 72 months. With its solid build, good range, and now Supercharger access, this German gem just keeps getting better. Remember, these deals are for well-qualified buyers and might vary by location, so call your local dealer and tell 'em Eddie sent ya!

What’s Next

These aggressive financing deals signal a clear effort by automakers to stimulate EV sales and broaden their appeal beyond early adopters. As the market matures and competition heats up, expect to see more creative incentives like these. For consumers, it means more opportunities to get into an electric vehicle at a more manageable price point. Keep an eye on these trends, as they dictate not just what you drive, but how much you pay for it.

So go on, get out there and snatch up one of these bad boys before they're gone. Don't say I never told ya!